Check My File Site Details
Check My File Free Credit Scoring Service Find Out Instantly Online Your Credit Rating
About Check My File
Checkmyfile.com is operated by Credit Reporting Agency Limited, a private company registered in England. Our company number is 3719598. Our registered office is 13 High Cross, Truro, Cornwall, TR1 2AJ. We are also notified with the Office of the Information Commissioner, and registered with the Office of Fair Trading under the Consumer Credit Act 1974. We are also a member of the Better Payments Practice initiative.
Credit Reporting Agency is
the UK's first Internet based provider of consumer credit reference
Conveniently and quickly
we deliver credit reference information to anyone with access to the
We provide help text where
necessary throughout our website to help those who are not familiar
with some of the jargon used in credit.
We have two main
to help individuals to check their own credit files, or to
keep track of changes to the information stored about them
- to enable businesses and other commercial organisations to check credit files using the Internet.
able to access their credit file information online. Credit Reporting
Agency uses power of attorney from its customers to reveal privately
held and detailed information on how credit commitments have been
handled, such as current credit card balances, payment history and
credit limits. These private files are shared by over 200 of the
largest lenders in the UK and are vitally important for people who
regularly apply for mortgages or credit. We provide a service to
individuals to monitor changes to their credit files and to keep them
fully up-to-date with personal information issues. We also provide
advice on how to maintain a good credit file and how to fix errors.
Businesses using our services may include anyone wishing to check out people before making decisions to lend money, to employ people, or who just wish to make general background checks. The information made available through Credit Reporting Agency for these purposes is already in the public domain, such as Electoral Roll information and the presence of county court judgments or bankruptcies.
Founded in 1998 in Cornwall, Credit Reporting Agency is a privately owned company, funded independently without reliance on any UK institution and has no link to any government agency. Our independence enables us to give fully impartial and objective advice, helping businesses to make better informed decisions and enabling people to take control of the information held about them.
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